Stolen tool claim handling for California tradespeople

A fixed-fee service that handles stolen tool insurance claims for California tradespeople from police report to payout at $295.

6 in 100

or fewer get through. This one did. Every check below was run against cited evidence, and the pack ships the sources so you can read them yourself.

6 passed94didn't passRead why they didn't pass

01Pain
02Value
03Room
04Payer
05Reach
06Legal
Who would buy it
Self-employed plumbers, electricians, carpenters, and HVAC technicians in California who hold commercial inland marine policies or tool floaters. They pay the $295 fee directly, out of pocket but willingly, because recovering $5,000 or more in tools is well worth the cost. These tradespeople have budget authority over their business expenses and feel the pain of idle time acutely.

You get the checking already done: the evidence behind the idea, the sources it came from, and the objections it survived, all open below so you can judge them yourself.

US31 sources7/8 checksVerified 1 Aug 2026

Sourced from insurance.ca.gov, plumbersalary.com

6 in 100or fewer get through

This is one of them. 1,444 ideas went through the filter and 94.5% of them died on cited evidence. Read what killed them.

One page of the evidence recordd4ef1efc5328d8cf
California law defines a public insurance adjuster as a person who, for payment, acts on behalf of an insured to negotiate or bring about the settlement of a claim.

The checks

Each check asks one question. This one cleared 7 of 8. A pass is not the same as finding a green light: it means no cited evidence went against the idea on that check. See how each check works on /how-it-works.

The 6 below run on every idea, whatever it is. This one's lane ran 2 more on top, for 8 in all.

01

Is the pain real?

02

Does the value last?

03

Is there room in the market?

04

Can the buyer pay?

05

Can you reach the buyer?

06

Is it legal to sell?

See how each check works

A look inside

Real, sourced lines taken straight from the pack. Every source below is a live link: open one and check the claim before you buy.

Extract · evidence record
  • California law defines a public insurance adjuster as a person who, for payment, acts on behalf of an insured to negotiate or bring about the settlement of a claim.
  • Federal rules also bar anyone convicted of a felony involving dishonesty or breach of trust from working in insurance, so the licence holder must be screened before you plan around them.
  • The fee assumption underneath everything. Self-employed plumbers earn around $63,000 a year at the median, with owner-operators earning more, so $295 to chase $5,000 is affordable arithmetic.
The rest of this section, and three more documents, are in the pack.

What’s inside your pack

14 documents · 6 files

The moment you pay, you download the whole pack. 14 documents, you get everything at once, no login.

01

Where this starts

The opportunity on one page: what it is, what checked out, and what we do not claim.

02

What you would be selling

The thing that changes hands for money, written as an offer a buyer could accept today.

03

The field: who is already there

The people already selling into this, what they charge, and where they leave the door open.

04

The numbers

Pricing and the numbers behind it. Anything we could not verify is marked missing, never made up.

05

The case against

The case against, at full strength. Meet the objection here, before a customer makes it.

06

What you build

What to build, in what order, and what to build it with. Includes what to leave out at first and what would stop this.

07

How the first customers find you

Where your first customers come from. Named channels, the first group to sell to, and the signals that say stop.

08

How it runs once it works

How it runs once someone pays. Delivery, capacity limits, the compliance you cannot skip, and where the manual work sits.

09

Your first fortnight

Six steps for days one to seven: confirm the buyer, size the smallest paid offer, pick one channel.

10

The toolkit

The named tools, services and suppliers this runs on, with what each one is actually for.

11

Copy you can paste

Launch copy you can send today: listing page, outreach, social. Checked against the sources, like the research.

12

How to know in 30 days

The one month test: what to run, what number to watch, and the reading that says walk away.

13

Everything we read, once

Each check, what it found, and the source behind it, without hunting through the plans.

14

Every check, in full31 sources

Every check this pack faced, each verdict, and a clickable source behind every claim.

What lands in your folder

index.html

The pack, readable

Open this first and read the whole pack in order in your browser. No install, no account.

Complete_Pack.pdf

The pack, typeset for print

Every document in one printable PDF. Open it on a phone, or put it in front of someone.

First_Fortnight.html

Your first fortnight, on one page

A single sheet to print and work from. Days one to fourteen, nothing else on it.

Assumptions.csv

Every assumption, as a spreadsheet

Every number the financial model rests on, in a file your spreadsheet opens directly.

Marketing_Assets.txt

Marketing copy, ready to paste

The launch copy as plain text, so it goes straight into an email, a listing or a post.

manifest.jsonld

A version other software can read

What this pack is, in structured data, so a tool can read it as easily as you can.

A web page you can read, a PDF you can print and a spreadsheet you can open. Yours to keep, edit, or paste anywhere. No login, no subscription.

Instant download
The evidence

31 sources, each cited against the claim it supports.

3 of them, open any of these now:

The other 28 are cited inside the pack, each against the claim it supports.

Researched and published by Chidi, who built Mumchimp. Who that is.

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